Let’s talk summer plans, guys. How do you prepare for them? I like to try to stay ahead of the game and be all planned out for anything and usually that means that I have probably overpacked like a crazy person. I am so not a helicopter mom, (I am a happy middle ground between helicopter and free range) but when I go to pack stuff, I overpack. I have sunblock, bandaids, Neosporin spray, water to drink, and snacks depending on where we are/what we are doing. I like to be prepared! You never know when Mr. Owen is going to fall and skin his knee and have a mini panic attack about a boo boo that isn’t even bleeding and only a bandaid can fix. Does your kid do that?! Think a bandaid can heal a bruise? A scrap that isn’t even bleeding? Kids are funny like that.
Claims matter! Did you know that more than 2.6 million children are treated in the emergency room each year for sports and recreation-related injuries. This summer, be better prepared for these types of injuries and other accidents with tips from Aflac We have ended up in the E.R. for so many different things — busted lips from being knocked down after chasing Bo through the house, kid girlie infections from wearing the sweaty ballet uniform too long, gross and weird viruses from school/pool/pond/playground/etc… Life happens, guys… ER visits happen.
Let me share some Aflac info real quick like:
Aflac Incorporated is a Fortune 500 company providing individual and group voluntary insurance products that help deliver protection to more than 50 million people worldwide.
For six decades, Aflac insurance policies have given policyholders the opportunity to focus on recovery, not financial stress.
The company’s voluntary products, which supplement major medical plans, are designed to pay policyholders directly for costs associated with a covered serious illness, injury or loss. In addition, the cash benefits can be used for rent, gas, groceries, child care or any other out-of-pocket expenses a worker may have.
Through its trailblazing One Day PaySM initiative, Aflac U.S. can receive process, approve and disburse payment for eligible claims in one business day.
In the United States, Aflac is the leading provider of voluntary insurance at the work site.
Aflac has a presence in all 50 states, as well as in Puerto Rico and the Virgin Islands. The company is also the No.1 life insurance company in terms of the number of individual policies in Japan.
For nine consecutive years, Aflac has been recognized by Ethisphere magazine as one of the World’s Most Ethical Companies.
In 2015, Fortune magazine included Aflac on its list of Most Admired Companies for the 14th time, ranking the company No. 1 in innovation for the insurance, life and health category.
One thing all parents have in common is the goal of keeping their kids safe – especially over the summer when they’re constantly outdoors, playing summer sports and more. Here are a few summer safety tips from Jennie Finch, USA Olympic gold and silver softball team member, to help make sure your kids aren’t sidelined by injuries this summer:
TIP 1: Use appropriate gear. For parents who have young children playing, the most important thing to have is the proper equipment. Some equipment may look “optional,” but it is important to wear all necessary pads and safety gear each time you play a physical sport.
TIP 2: Preparation is important. Kids should be adequately prepared with warmups and training sessions before practices and before games. They may want to go 100 percent as soon as they step onto the field, but they need to remember to progress up to their top speed. This will help ensure that they have fun and reduce the chances of an injury. They also should drink plenty of fluids and be allowed periods of rest during practices and games.
TIP 3: Listen to your body. Teach your children that if at any point they feel pain or discomfort while playing, they should notify their coach and get out of the game. While sitting on the sidelines is one of the most difficult situations a player can face, pushing through injuries increases their severity and keeps you out of action longer.
TIP 4: Make sure your family is covered. It’s a parent’s job to make sure their family is protected. That’s where my friends at Aflac come in: If an athlete with their supplemental accident insurance plan experiences a serious injury, Aflac can help provide peace of mind and cash benefits to help you and your family get back in the game fast. With Aflac’s new One Day PaySM promise, accident claims can even be processed in just ONE DAY.
Safety is important, but accidents do happen. When unexpected injuries happen, make sure you’re prepared with supplemental insurance like Aflac’s accident policy to help cover out-of-pocket expenses. Supplemental insurance is a key component of health care – especially for today’s workers who are in denial about being diagnosed with a serious illness. Supplemental insurance policies such as accident, critical illness and cancer help protect workers from high out-of-pocket costs that major medical insurance was never designed to cover.
Many supplemental insurance policies pay cash benefits that can be used for everyday living expenses like groceries, child care, lodging or parking at the hospital.
If supplemental benefits are not part of your health plan, it may be worth approaching your employer to ask for them.
According to the National Safety Council, the total cost of unintentional injuries in 2011 was $753 billion .
A lot of insurance companies talk about how much money they’ll save policyholders on premiums, but people buy insurance to get paid when they need to file a claim. Aflac understands the urgency and importance of being there when it matters most.
Are you prepared for accidents? Do you overplan? Budget every thing? Have lists for your lists?
Tell me how you’re prepared for accidents!
I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.